Mars Recruitment is partnering with a fast-growing Australian fintech lender in Sydney to find an experienced Risk and Compliance professional to join the team on a permanent basis. Our client has built strong momentum across multiple lending verticals and continues to expand its market presence by delivering faster, more accessible financial products.

This is a high-impact role within a dynamic, founder-led environment where compliance and risk management play a critical role in enabling sustainable growth.

Key Responsibilities:

• Develop, implement, and maintain risk and compliance frameworks, policies, and internal controls aligned with regulatory obligations
• Conduct risk assessments and control testing to identify gaps, working with business teams to implement corrective actions
• Maintain and enhance enterprise and functional risk registers, ensuring risks are appropriately identified, assessed, and monitored
• Support incident management activities including root cause analysis, remediation planning, and tracking of corrective actions
• Prepare clear and timely risk and compliance reporting for senior leadership and governance forums
• Monitor regulatory and legislative changes, assess business impact, and recommend required updates to frameworks and processes
• Review marketing, website content, and customer communications to ensure compliance with regulatory standards
• Oversee Target Market Determinations (TMDs) and ensure ongoing appropriateness and governance
• Maintain and enhance AML/CTF frameworks in line with AUSTRAC requirements
• Oversee customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring processes
• Ensure timely regulatory reporting, including suspicious matter and transaction reporting obligations
• Design and deliver risk and compliance training to strengthen awareness and organisational capability

Key Requirements:

• Bachelor's degree in Business, Law, Finance, Risk Management, or a related field
• Minimum 5 years' experience in risk, compliance, internal audit, or operational risk roles within financial services
• Strong understanding of Australian regulatory frameworks, including consumer credit obligations, AML/CTF, privacy, and operational risk
• Experience with risk assessments, control testing, and compliance monitoring activities
• Proven ability to interpret regulatory requirements and translate them into practical business controls
• Strong stakeholder engagement skills with the ability to communicate effectively across all levels of the organisation
• High attention to detail with a proactive, solutions-focused mindset
• Strong written and verbal communication skills

Contact Abbey at Mars Recruitment for more information- abbey.lynch@marsrecruitment.com.au