Location: Sydney CBD
Type: Permanent, Full-Time

Mars Recruitment is partnered with a growth-focused non-bank lender who is looking for an experienced Credit Manager to join their dynamic credit team. This is an exciting opportunity to step into a senior position with real influence, where you'll help shape credit policy, drive business growth, and support the development of high-performing credit teams both locally and interstate.

The ideal candidate will bring solid experience in both mortgage and commercial lending, along with a demonstrated track record of managing a small team of Credit Assessors. You'll have a strong analytical mindset, excellent communication skills, and the ability to engage effectively with brokers, clients, and internal stakeholders-ideally gained within a non-bank lending environment.

Role & Responsibilites

• Lead and support a team of credit assessors to ensure high-quality and timely loan assessments
• Deliver consistent and policy-compliant credit decisions, escalating where necessary
• Partner with brokers, BDMs, and internal departments to deliver a seamless end-to-end lending experience
• Ensure compliance with NCCP, AML/CTF, and responsible lending regulations
• Identify credit risks and implement appropriate mitigation strategies
• Maintain strong oversight of fraud prevention and responsible lending controls
• Contribute to ongoing credit policy refinement and assist in the design of new product structures
• Support learning and development initiatives

Essential Experience

• Minimum 5 years' experience in home loan credit assessment (ideally within a non-bank lender, fintech, or mortgage manager)
• Strong working knowledge of lending regulations, risk frameworks, and credit policy development
• Proven ability to lead, mentor, and build capability within credit assessment teams
• Excellent communication skills and a collaborative approach to internal and external stakeholder engagement
• Strong analytical mindset with the ability to assess complex scenarios while balancing risk and commercial outcomes
• Fluency in Mandarin or Cantonese is highly regarded
• Relevant qualifications in finance, banking, or business

Please reach out via email for a confidential discussion at angela.stephan@marsrecruitment.com.au